Are you interested to know which important financial activities you need to do before the year 2011 ends? If you are, then we suggest that you read the remainder of this piece. Below, we have discussed five important activities that you need to perform so that you can welcome 2012 with a bang!
What to do before 2012
• Order copies of your credit report. Contact the three credit bureaus and request for copies of your credit report. This way, you will have the chance to determine how much money you still owe your lenders and card issuers. At the same time, this activity will provide you the opportunity to validate the credit and payment transactions listed in your credit report.
In case you encounter erroneous or fraudulent items, then you need to file a letter of credit dispute with the firm that supplied you with the unreliable document. In so doing, you can alert the personnel of the credit reporting agency to investigate your claim and make the necessary changes to your credit records, especially if they discover that indeed they have committed mistakes in updating your credit file. Keep in mind that by having an error-free credit report, you can surely protect your financial prospects for the coming year. Read the full story
